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中国养老产业现状、发展趋势与投资机会研究

分享到: 本站编辑:admin 日期: 2010-05-21 22:37 点击:

【中文摘要】:

【中文摘要】根据世界通行的标准中国从1999年进进了老龄社会。由于是在经济不发达的情况下进进老龄化社会,社会养老保障制度尚不完善,养老成为我国当前面临的一个十分突出的社会题目。养老产业是为老年人群提供产品和服务的特殊产业,发展养老产业既有利于满足老年人的社会需求,形成健康老龄化社会,又有助于产业结构的调整和升级,缓解就业压力,减轻社会保障负担。全文分五章,第一章先容研究背景和研究养老题目的社会意义;第二章分析养老产业现状和发展趋势;第三章针对中国养老产业的市场和投资机会进行了分析;第四章以爱心老人社区项目为案例,分析老年公寓项目可行性;第五章对全文总结并提出建议。本文主要针对养老服务产业进行分析、研究。我国老年人口比例已经超过总人口比例的7%,随着物质生活水平进步老年人口余寿变长,而且对老年生活的需要也越来越高,他们不再满足于生活的温饱,而是越来越注重生活质量和生命的质量。加之我国的独生子女政策和现代化发展,家庭养老的功能日益弱化,社会养老服务显得越来越迫切。我国目前的养老产业有着福利性、微利性的特点,这二个特点导致养老机构无法完全按照市场规则运行、养老投资回收期长而盈利性差,对民间资本缺乏吸引力,从而影响养老产业的发展。本文分析了养老产业的现状和发展趋势,纵观中国养老产业发展的历史,比较中外养老模式,结合爱心养老社区的项目分析,得出结论:依托社区的养老服务将是中国老年人养老的主要方式。笔者以为民间资本进进养老产业目前只限于城市,而只有走中国特色的养老产业道路,在政府大力强化支持参与下,基于社区为单位,以人性化服务为目标,采用多元化的、集成的模式,借助金融工具和资本运作,进行综合市场化运营,完善社会综合配套养老体系,才能“积极”为老年人提供愉快、健康、***、幸福的晚年生活。');
【Abstract】 According to the international standard, China has entered the Aging Society since 1999. Because China entered the Aging Society under the condition of the developing of economy, the social endowment system is not well-developed and endowment becomes one of the problems which draw lots of attention.Pension industry is the special one which offers the senior citizen the products and service. Developing the pension industry can not only satisfy the needs of the senior ones and form a healthy aging society, but also can be helpful for the adjustment and advancement of the industrial structure, ease of the employment pressure and relief from the social burden. The Paper contains five chapters: the first chapter is devoted to research background on pension industry and the social significance; chapter II analyses the current situation and trends of pension industry; chapter III studies the endowment industry market and investment opportunities in China; chapter IV takes the project of caring for the elderly community as a case and analyses the feasibility of older apartment project; chapter V sums up the whole *** and proposes recommendations.The *** studies the pension industry. The percentage of senior citizen in china now has been over 7% of the total population. As the material level improves, the lives of the senior citizen become longer, and the requirement for the living quality is getting higher. They are no longer only asking for dressing warmly and eating their fill, but pay their attention to the life and living quality more and more. Plus, the family plan policy and the development of modernization weaken the function of the family endowment and the service of society endowment is in emergency need.Presently, the pension industry in China has the feature of welfare and low benefit. Both of the features lead to the facts that: the operation of the pension organizations can not fully follow the market rules; the investment for the industry can benefit after a long time and it is low; it can attract little investment from the society. All the above set difficulties for the development of pension industry.This *** analyses the present situation and tendency of pension industry. The author reviews the history of the pension industry in China, and compares the different models in China and overseas. Analyzing the program of "love pension community", the author concludes that the major method of endowment for Chinese senior citizens is to depend on the community and folk capital can only enter the pension industry in cities. And only the China-featured pension industry as well as the support from government, based on community, taking the humanity service as the purpose ,using multiply elements and compositive models, with the help of financial facilities, operation under the market rules, promotion of the social comprehensive endowment system, can offer the senior citizen happy, healthy and joyful later lives.

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本文TAGS: 研究 趋势 发展 产业 现状 养老 the of and p

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